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Nectar provides operating company-level financing for established multifamily sponsors. Access capital from your existing portfolio—without refinancing, without ownership dilution, and without restrictions on how you use it.
Enter your property's monthly figures to estimate how much you can borrow. All inputs are per month — do not enter annual totals.
This estimate is illustrative and does not constitute a financing commitment. Actual terms subject to underwriting review.
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A capital solution built around your business — not around a single transaction.
Nectar provides operating company-level financing for established multifamily sponsors. Unlike deal-specific capital structures that restrict how proceeds are used, Nectar's financing gives you discretion over deployment. You decide how and where the capital works hardest for your business — whether that's a new acquisition, a capital improvement program, working capital, or other operating needs that support your business plan.
Nectar's capital sits behind your existing senior debt. Your current loan stays in place — no defeasance, no prepayment penalty, no reset of senior debt terms.
Nectar acts as a passive, non-voting financial partner. You continue to manage your assets and retain 100% of the upside above Nectar's preferred return.
This is operating company-level financing. Capital is available at the sponsor's discretion — for acquisitions, CapEx, working capital, liquidity, or other business-plan purposes. No restrictions.
With complete documentation in hand, Nectar can fund in as little as 7 days — a meaningful advantage when you're facing an acquisition window, rate cap deadline, or capital need.
Because Nectar operates at the company level, sponsors have discretion over how capital is deployed. The examples below reflect common sponsor uses — not a defined list of restrictions.
Use capital to fund earnest money, equity requirements, or pursuit costs on new acquisition targets — without waiting for a full refinance or LP raise.
Fund capital improvement programs, unit renovations, or property upgrades that drive NOI growth — without triggering a refinance event or touching senior debt terms.
Maintain operational flexibility at the entity or property level. Address near-term business needs without tapping reserves or restructuring existing obligations.
Convert embedded equity in your stabilized holdings into deployable capital — without a sale, a full refinance, or bringing in new ownership partners.
Unlock capital from your existing stabilized assets to fund pursuit of additional acquisitions — keeping your portfolio momentum active without selling.
Deploy capital in support of your broader operating strategy — at your discretion, on your timeline, aligned with how you manage your business.
Use these criteria to pre-qualify before reaching out to our originations team.
Nectar works with proven, experienced multifamily sponsors who have demonstrated track records and stabilized, cash-flowing portfolios.
Most Nectar sponsors own and operate between $25M and $500M in multifamily assets. They have been in the business for a decade or more, maintain low leverage across their portfolios (averaging around 60% LTV), and generate consistent cash flow from their properties.
These are not developers or value-add buyers mid-execution. Nectar's capital is designed for experienced, operating sponsors who need liquidity from their stabilized holdings — and who want the flexibility to deploy it at their discretion.
Once all required documentation and underwriting diligence has been received and verified, Nectar can fund in as little as 7 business days — giving you the speed to close time-sensitive deals and execute on market opportunities.
Submit a Deal →A sample of recently funded deals illustrating how Nectar's capital is deployed across the multifamily landscape.
Nectar conducts a thorough review of the sponsor, the property, and the portfolio. Here's what the process involves.
Submit the deal through our deal portal. Our team reviews within 24 hours and confirms fit.
Provide required documentation including P&L, rent roll, debt statements, and entity docs.
Nectar underwrites the deal and presents a term sheet. Most term sheets are issued within 48–72 hours of complete documentation.
Agreements are executed and capital is deployed. With all docs received, funding can occur in as little as 7 days.
Direct bank account and accounting integrations. Nectar analyzes T12 P&L, balance sheet, and current rent roll through primary source documents.
Review of primary source documents including existing debt statements, current appraisals, and senior loan agreements.
In-depth sponsor interview, background and credit checks, and full review of portfolio schedule and operating history.
Occupancy trends, local rental rates, and regulatory risk analysis for the subject market and submarket.
Gathering documents in advance ensures the fastest possible review and close timeline.
Nectar finances stabilized multifamily properties only. We do not finance non-multifamily assets, development projects, or properties that have not achieved at least 12 months of stabilized occupancy.
Because Nectar operates at the operating company level, you have discretion over how capital is deployed. Sponsors commonly use Nectar financing for new acquisitions, CapEx and renovations, working capital, liquidity needs, and broader portfolio and business plan execution. These are examples of how sponsors use the capital — not a defined list of restrictions.
No. Nectar's capital sits behind your existing senior debt. Your current loan stays in place — there is no defeasance, no prepayment penalty, and no reset of senior debt terms. This is one of Nectar's core advantages: you preserve your existing debt structure while unlocking additional capital.
No. Nectar acts as a passive, non-voting financial partner. You retain full operational control of your assets and continue to manage them according to your business plan. Nectar does not participate in property management, leasing decisions, or day-to-day operations.
Most Nectar sponsors own and operate between $25M and $500M in multifamily assets, have 3+ years of operating experience, and hold stabilized, cash-flowing portfolios. They are experienced operators who are equity-rich and looking for a flexible, efficient way to access capital at the operating company level without diluting ownership or restructuring existing debt.
Once all required documentation and underwriting diligence has been received and verified, Nectar can fund in as little as 7 business days. The speed of execution depends directly on how quickly and completely documentation is provided. Our team confirms fit within 24 hours of initial submission, and most term sheets are issued within 48–72 hours of complete documentation.
Nectar conducts a thorough review of the sponsor, the property, and the portfolio — including cash flow analysis (T12 P&L, rent roll, balance sheet), debt and asset value review (existing debt statements, appraisals, senior loan agreements), sponsor review (interview, background and credit checks, portfolio schedule), and market analysis (occupancy trends, rental rates, regulatory risk). Our underwriting is rigorous and efficient by design.
Connect directly with our originations specialists. They can pre-qualify your deal, answer structure questions, and guide you through the documentation process.
Nectar reviews every submission and provides clear, fast feedback on fit and terms. Submit your deal to our originations team to get started.